work.
By the time Christmas arrived, she often felt more relieved that the shopping was finished than excited about the holiday itself.
When she reviewed her previous year’s expenses, she discovered that she had spent approximately $1,487 between November 1st and December 24th. That amount included presents, wrapping paper, stocking stuffers, teacher gifts, party exchanges, postage, additional groceries, and all the little purchases that seemed harmless individually but added up quickly.
She realized that she had been investing roughly 20 to 25 hours of mental and physical effort into
