increase the budget for each child from $25 to $40. Her goal was not simply to spend less money but to make the gifts for the children feel thoughtful and enjoyable.
Five children at $40 each brought the gift budget to $200. She spent approximately $18 on wrapping supplies because she was able to reuse some materials she already had at home.
Her total was therefore around $218.
Compared with the previous year’s estimated spending of $650, she saved approximately $432.
That money remained in her checking account during a
